Hammond Raggett & Company Ltd is a fee based Independent Financial Advisory business operating from offices in Manchester City Centre and Lymm, Cheshire. We are proud to be independent, which means we can recommend solutions to suit out clients from across the whole of the market place, and to be one of the first firms in the UK to be awarded Chartered Status, a prestigious award that recognises our commitment to professionalism and fair treatment of clients.

Steve, Malcolm, Stella, Richard and Howard provide advice across most areas of financial planning including Saving and Investments, pre and post Retirement Planning (including the full range of flexible retirement options and specialist pension arrangements such as SSAS and SIPP), Inheritance Tax Planning, Personal and Family Protection and Business Protection including shareholder and key person planning.

We are also one of a limited number of firms that are able to offer advice to individuals in relation to their benefits in “Final Salary” pension schemes. The advisory team is backed up by a well resourced and experienced client support team split across the two offices.

Our client base is varied and out clients come from all walks of life. They include individuals and corporates, those who are still working, and those who have retired. Client retention is fundamental to our business and we aim to build and maintain long-term relationships.

To find out about the particular services we provide, please go to the 'Our Services' page.

Our business can trace its roots back to 1978 when, Hammond Raggett Jaworski & Ptns Ltd was established by Bernard Raggett in the Royal Exchange in Manchester. When first established the business consisted of both a financial planning and Commercial Insurance businesses but in 2000, these separated and Hammond Raggett & Company Ltd was established working from the same location. In 2004, Stephen Whamond joined the business as a shareholder and in 2012 became its majority shareholder. Since its inception, the business has grown organically through referrals from professional introducers such as Accountants, Solicitors and Commercial Insurance Brokers and from referrals from its existing client base.

In 2016 we acquired Beechwood (Pensions & Investments) Ltd, an established financial planning business based in Lymm, Cheshire, which was owned and operated by Malcolm Pritchard, whom the directors of our business had known on a personal and business basis for many years.

In the same year we also acquired Rowley Goodall Limited a Knutsford based financial planning business owned and operated by Howard Goodall, who had built up a relatively small but very loyal client base by providing a very personalised service to his clients.

Today, the business has five shareholders (including Bernard Raggett, its founder), four directors (including Malcolm and Howard from the businesses that were acquired), five advisors and a large support team based across the two offices. We operate across a wide range of financial planning disciplines advising both personal and corporate clients. We currently advise on over £1/3rd Billion of client assets, consisting primarily of pre and post retirement pension arrangements and personal investment portfolios.